Foreclosure proceedings are done in judicial court for some states, like in Cleveland. This makes it easier for Cleveland homeowners to dispute their foreclosures in court even without requesting it, as it is mandatory by law. On the other hand, in a state where non-judicial foreclosure process rules, you can still file a lawsuit against your lending party. However, you need to have more evidence to prove that there are wrong records or transactions on your mortgage loan. Or If you previously filed for bankruptcy, you can file a lawsuit against your lender. This is much costlier and requires more work to get into a lawsuit. But if you have sufficient evidence, then the judicial court shall review the foreclosure process, and the case shall proceed.